1. Fed Rate Cut Fails To Stimulate Stocks (cnbc.com)
2. Mortgage rates could rise, not fall, after Fed move (marketwatch.com)
3. Bank Reserves Go Negative (Mish)
4. Pop the bubble-makers (businessspectator.com.au)
5. Is the Bush Administration Trying to Take Down Fannie Mae? (alternet.org)
6. Mortgage money in short supply (sfgate.com)
7. Overseas Buyers Getting Wary of Condo Market (nymag.com)
8. Business Gives Advice On Walking Away From Mortgage (youwalkaway.com)
9. Broke houseowners linked to arsons (articles.moneycentral.msn.com)
10. Brokers Asked to Refund Money After Buyers Walk Away (futurerealestate.blogspot.com)
11. House buyer who overpaid sues her agent (today.msnbc.msn.com)
12. The “Prevent Affordable House Prices” Bill in Senate (waysandmeans.house.gov)
13. See Where House Prices Are Falling (efinancedirectory.com)
14. Prices have fallen, but not by enough (money.cnn.com)
15. “Why The Housing Bubble Won’t Burst”: From less than 2 years ago! (businessweek.com)

1. House prices keep falling (money.cnn.com)
2. U.S. 10-city house price drop a record in Nov (reuters.com)
3. Case-Shiller Housing Index Continues to Slide (seekingalpha.com)
4. SPCase-Shiller Data for November 2007 (eastbayhousingbubble.blogspot.com)
5. Great news! House prices are down (timesonline.co.uk)
6. House Prices Fall, but Remain Unaffordable (biz.yahoo.com)
7. House Foreclosure Rate Soars in 2007 (biz.yahoo.com)
8. Foreclosures continue to soar (money.cnn.com)
9. FBI Probe Excludes The Biggest Fraudster: Fannie Mae (news.yahoo.com)
10. Real Problem: Consumers at End of Their Ropes (robertreich.blogspot.com)
11. What’s Bernanke To Do? (seekingalpha.com)
12. In America, the land of bubbles, the next pop will be the biggest (marketwatch.com)
13. California Unemployment Agency Blames Housing (edd.ca.gov)
14. Don’t Make The California Refinance Mistake (sandiegopredatorylending.com)
15. Pay Heed to What Realtors DON’T Say in Their Latest Pitch (slow site – adage.com)
16. The great fiscal stimulus package … of 1929 (marketwatch.com)

1. Regulator opposes stimulus plan’s mortgage fix (money.cnn.com)
2. Beyond the Stimulus Package (nytimes.com)
3. Banks’ bad loans hit level of S&L Crisis (atlanta.bizjournals.com)
4. US recession will dwarf dotcom crash (telegraph.co.uk)
5. REITs Point to Further Decline In Commercial-Property (online.wsj.com)
6. O Wise Bank, What Do We Do? (nytimes.com)
7. How to Survive the Fortune You Made in Subprime (bloomberg.com)
8. Countrywide’s Mozilo to give up $37.5 million severance (marketwatch.com)
9. Mozilo should give it all back (lendingsanity.com)
10. A Beautiful Model for Loan Fraud (seekingalpha.com)
11. Subprime Meltdown (60minutes.yahoo.com)
12. Sales of New Homes Fell by 26% in 2007 (nytimes.com)
13. Speculation or Investment? (irvinehousingblog.com)
14. Median House Prices If Bubble Never Happened (homeguide123.com)
15. Cleanup crews often can tell why eviction happened (ohio.com)
16. Wanted: YOUR TOYS (providence.craigslist.org)

1. They Said Housing Prices Couldn’t Fall. They Lied. (seekingalpha.com)
2. Annual house-price decline douses long-held beliefs (marketwatch.com)
3. Dutch history suggests do not increase in value (guardian.co.uk)
4. A Fear That the Cure Could Be Poison (biz.yahoo.com)
5. Reality Check on Raising Mortgage Caps (blogs.marketwatch.com)
6. Freddie Mac and Fannie Mae Quick Fix Could Cost Taxpayers (homeguide123.com)
7. The darker side of interest rate cuts (money.cnn.com)
8. Why Raising Conforming Limits Is a Bad Idea (lendingsanity.com)
9. Fannie Watchdog Against Increased Taxpayer Liability For Mortgages (ofheo.gov)
10. Higher taxpayer liability for mortgages could fail in Senate (usatoday.com)
11. Model For Fraud (Mish)
12. New Trend: ‘Intentional Foreclosure’ (cbs13.com)
13. Stimulus plan may lead to higher mortgage rates (news.yahoo.com)
14. Boing! Go Interest Rates (market-ticker.denninger.net)
15. Postponing the necessary (livemint.com)
16. The Illusion of the Bush Economy’s Growth is Revealed (huffingtonpost.com)
17. As America crash lands, the world looks east (guardian.co.uk)
18. Congress and The Cocaine Monkey (nolanchart.com)

1. Bad borrowers send rest of us to poorhouse (bostonherald.com)
2. Credit crunch threatens financial obesity (miamiherald.com)
3. Deal Reached To Force More Debt On Public (breitbart.com)
4. Why Tuesday’s Surprise Rate Cut Won’t Cut It (seekingalpha.com)
5. December drop caps worst housing year in decades (marketwatch.com)
6. O.C. house-building hit 41-year low (lansner.freedomblogging.com)
7. Builder Lennar loss swells to $1.25 billion (miamiherald.com)
8. Housing Slump Starts to Hit Stronger Cities (online.wsj.com)
9. Existing Single-Family House Sales Drop (biz.yahoo.com)
10. Existing House Sales Fall, Prices Drop (bloomberg.com)
11. Miami: burning down the house (eyeonmiami.blogspot.com)
12. S. Florida house prices decline (miamiherald.com)
13. Key West Realtor Predicts Prices Will Fall Further (keywestchronicle.blogspot.com)
14. Subprime bailout (washingtontimes.com)
15. Bond insurers fall (marketwatch.com)
16. Heady Real Estate Days Are Behind Us (nysun.com)
17. Next on Worry List: Bond Insurers (nytimes.com)
18. Buy America! (sfgate.com)

How come you haven’t registered for the tele-training & webinar I am hosting tonight? The title of this training is "Adapt or Perish" and I will teach you why I (and many others) believe that Real Estate Investing as we have known it is DEAD … or at least it will be within the next 12 months. The Real Estate Investors who don’t adapt will become extinct.

The Law of Natural Selection (Survival of the Fittest) doesn’t let you survive just because you weren’t aware of the changes … it wipes out those of a species who can’t adapt to environmental changes. Nature doesn’t care if you mean well, if you are a "good" person, or if you have a family to feed. If there is a predator (or better Real Estate Investor) out there you will be
left with the scraps … or sorse yet, NO DEALS.

If you think that I am being dramatic, sensational, or "hyping" things up that’s fine. The Law of Natural Selection still applies.

Burying your head under the sand doesn’t keep the natural progression of Real Estate Investing from happening.

This webinar will educate you on exactly what you need to do to prepare for the massive changes in our industry that are right around the corner. Register for it HERE:

http://tinyurl.com/38awff <–Go Here Now

This training is TONIGHT, Jan 24 at 900pm EST/600pm PST and is available to the first 300 investors who register.

Adapting to the Change,
Chris Daigle
Owner, EasyHUD.com
Host, VirtualInvestingSeminar.com

1. California defaults soar in 4Q (businessweek.com)
2. Housing prices to free fall in 2008 (money.cnn.com)
3. U.S. nationwide house prices may fall 30% (marketwatch.com)
4. Worries That the Good Times Were Mostly a Mirage (nytimes.com)
5. Bill would let judges alter mortgage terms (lvrj.com)
6. Fed Risks Fueling More Bubbles (bloomberg.com)
7. Impact of Fed panic rate cut may be limited (msnbc.msn.com)
8. Rate cuts alone unlikely to provide fix (nytimes.com)
9. Faith In The Fed: The Last Bubble To Pop (Mish)
10. Robert Reich: The Politics of an Economic Nightmare (robertreich.blogspot.com)
11. Where is the government? (optionarmageddon.blogspot.com)
12. Bought a house in Vegas (wcvarones.blogspot.com)
13. Downey Financial’s Non-performing Loans Skyrocketing (creditbubblestocks.com)
14. A year later, foreclosure news 10 times worse (modbee.com)
15. Indicators Show this Recession to be Led by Housing (mybudget360.com)
16. Echoes of tech crash in U.S. housing slump (nationalpost.com)
17. A Serious Pessimist (newstarget.com)
18. Patent sought for extra fee attached to transactions (Humor?) (dailybusinessreview.com)

1. Housing Prices Demand Correction (seekingalpha.com)
2. Why You Might Never Own a House (articles.moneycentral.msn.com)
3. Fed cuts rates 75 basis points in panic move (marketwatch.com)
4. Fed Statement Of Panic (federalreserve.gov)
5. What the Fed Cut Means For Your Mortgage (biz.yahoo.com)
6. California foreclosures soar (centralvalleybusinesstimes.com)
7. Stunning jump in SF Bay Area foreclosures (sfgate.com)
8. Yahoo to lay off hundreds (sfgate.com)
9. Hayward fault might be more dangerous than scientists thought (sfgate.com)
10. Unhappy house buyer sues agent (seattlepi.nwsource.com)
11. Bank of America, Wachovia Profits Slump on Writedowns (bloomberg.com)
12. Myths of the R-Word (nysun.com)
13. If Everyone’s Finger-Pointing, Who’s to Blame? (nytimes.com)
14. Deregulation and the Financial Crisis (huffingtonpost.com)
15. On the cusp of economic history (iht.com)
16. Dogs, cats latest victims of subprime-mortgage mess (chicagotribune.com)
17. Virtual bank’s Second Life scheme raises real concerns (latimes.com)

1. Chicago housing crashes through floor (chicagobusiness.com)
2. Bay Area Sales, Prices Plummet (mercurynews.com)
3. NoCal House Prices Hit 2005 Again (ibabuzz.com)
4. East SF Bay Housing Statistics (eastbayhousingbubble.blogspot.com)
5. It’s Never Been This Bad Before (greatdepression2006.blogspot.com)
6. The Truth about House Prices and Mortgage Bailouts (efinancedirectory.com)
7. Hillary’s modest proposal (to wreck the housing market) (money.cnn.com)
8. House price gloom ‘recalls 1990s’ (news.bbc.co.uk)
9. Mortgage broker actually fined for unethical conduct! (news.mainetoday.com)
10. Lehman to cut 1,300 mortgage jobs (news.bbc.co.uk)
11. If Recession Comes, It Likely Will Hit Hard (online.wsj.com)
12. Bring back Glass-Steagall? (optionarmageddon.blogspot.com)
13. Can Bond Insurers Be Trusted? (bbc.co.uk)
14. Bond insurers: All fall down? (economist.com)
15. Stock Markets Plunge Worldwide (sg.us.biz.yahoo.com)
16. Don’t Cry for Me, America (nytimes.com)
17. Stimulus? (content.cartoonbox.slate.com)
18. Housing Bubble Song (youtube.com)

1. How we cashed in before the housing crash (latimes.com)
2. Median house price tumbles 15% in California (businessweek.com)
3. Falling house prices? Good news! (commentisfree.guardian.co.uk)
4. American house prices: Baby boom and bust (economist.com)
5. Why Baby Boomers May Bust the Housing Market (blogs.wsj.com)
6. Money: Humbled housesellers (ocregister.com)
7. Housing Crisis? How About Buying a House You Can Afford! (mybudget360.com)
8. Tycoon’s ‘Mission’ a neighborhood eyesore (honoluluadvertiser.com)
9. Treasure Coast rents fall as housing glut grows (palmbeachpost.com)
10. Parking spots sold as condos (thestar.com)
11. Foreclosures, Lenders’ Preferred Fix (washingtonpost.com)
12. Why Goldman Sachs Was Short CDOs (seekingalpha.com)
13. The big stinking steaming heap of debt(republic-news.org)
14. Inflationists vs. Deflationists: Who’s Right? (seekingalpha.com)
15. The Argument For Gold (telegraph.co.uk)
16. Fiscal “Stimulus” Doomed To Fail (Mish)
17. The Panic Stage (online.wsj.com)
18. How Greenspan’s policies hurt you (articles.moneycentral.msn.com)
19. Federal Reserve Illustrated In Legos (youtube.com)